Whether you’re looking for coverage for your home, condo, or as a tenant, BrokerUnion has your back. Let us help you protect what matters most.

What is Home Insurance?

Your home is one of the most important investments you will ever have. While home insurance is not mandatory by law in Ontario, going without it is a major risk. Home insurance can help protect you and your property against unexpected occurrence; like fire, theft, water damage, impact by a vehicle, and more. Homeowner’s insurance covers your property, its contents and personal liability of the policyholder (yourself, spouse, and dependent children).

If you are a homeowner, tenant, or unit owner, BrokerUnion will advise you on the best type of coverage plan for your home and loved ones who reside. Let us help protect the things that matter most in your life.

Are Optional Coverages Available to Cover Perils not Included in my Standard Home Insurance Policy?

Yes, BrokerUnion offers optional coverages including: (these are subject to change after review)

  • Rental properties
  • Earthquake coverage
  • Home-based businesses and equipment
  • Watercraft coverage, including liability coverage
  • Sewer backup endorsement (heavy rainfall, floods)
  • Identity theft endorsement
  • Seasonal dwellings (cottages) and secondary residences
  • Inflation guard
  • Guaranteed building replacement cost

Do you Know How Much Your Personal Property is Worth?

In the event of a claim, taking inventory of your home’s contents is a smart idea to ensure that you receive adequate compensation. This can include keeping bills, receipts, warranties and instruction manuals for up-to-date proof of ownership and storing them in a safe place.

Do I Quality for Discounts?

Depending on your carrier that you are insured with, you may be eligible for a series of different discounts which could include: Home and Auto discount, Monitored Alarm discount, Non- smoker discount, Mortgage free discount, Age discount and Increased Deductible Discount.