Vehicle insurance in Ontario is not only crucial to protect your investment; it’s also a legal requirement. The Ontario law requires all motorists to have an auto insurance policy. Don’t take the risk; we’re here to help you find affordable vehicle insurance for your needs.

What is Vehicle Insurance?

Vehicle insurance is a policy that protects yourself and your vehicle in an accident. It includes but is not limited to vehicle damages, personal injury, and medical costs. In Ontario, it is required to report an accident within seven days of the incident, whether or not you’re at fault.

We work with leading car insurance companies throughout Canada to ensure that our clients have a diverse access to insurance for their specific needs. We specialize in assisting virtually any driver find the coverage they require; including but not limited to new drivers, experienced drivers, drivers with tickets and/or accidents on their record, drivers with no Canadian driving experience, and more. Let us do the work and find you a specialized and affordable insurance plan to meet your personal needs.

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How to Keep Your Vehicle Insurance Rates Down

We want to ensure we can help you get the best deal possible on your vehicle insurance plan, and there are multiple ways you can help to keep your rates as low as possible.

Be a safe driver.

Follow speed limits, obey traffic signs, be aware of your surroundings, never drive under the influence, check your blind spot – essentially, always be a safe and aware driver. Typically, the cleaner your record, the lower your insurance rate.

Keep your options open.

While getting insurance quotes, it’s important to shop around and consider several options to see what different companies offer with their policies. This is where we come in; our knowledgeable brokers will save you time and money by shopping around with major insurance companies within Canada for the best rates for your needs, so that you don’t need to.

Reconsider that luxury car.

Insurance providers consider a vehicles year, make, and model when determining rates. Sporty and luxurious vehicles typically have higher theft and safety risks, and therefore tend to come with higher insurance rates. Be sure to check with the Insurance Bureau of Canada to check theft risks on your car choice.

Bump up your deductible.

Your deductible is the amount of money you are responsible for before your insurance covers the rest in the event of a claim. It starts from $1000 and higher. The higher your deductible the lower your annual rate will be, and the lower your deductible the higher your annual rate will be.

Knowledge is power… and often at a discounted rate!

If you’re new to driving, accredited training courses not only help prepare you for safety on the roads, but can also help you secure insurance discount benefits.